Let’s face it: talking about money in the Christian world can feel…awkward.
Some think it’s unspiritual to pursue wealth.
Others chase riches so hard, they forget about God altogether.
But here’s the truth: wealth isn’t the problem.
The Bible never says money is evil—it says the love of money is (1 Timothy 6:10).
So, how do we find the balance?
Is it possible to build wealth while staying grounded in your faith?
Can you grow a business, invest, or climb your career ladder without losing sight of God?
Absolutely. In fact, Scripture gives us a roadmap for doing just that.
Let’s dive into some principles from the Bible that will help you build wealth without compromising your relationship with God.
1. Start with the Right Foundation: God Is the Source
Before you start mapping out your financial goals or side hustle strategy, let’s get one thing straight: God is your provider, not your paycheck, not your business, and definitely not your bank account.
Deuteronomy 8:18 says, “But remember the Lord your God, for it is he who gives you the ability to produce wealth.”
When you start from that place—knowing that everything you have comes from Him—you’ll approach wealth-building with humility, not entitlement.
Practical step: Make prayer a part of your financial decisions.
Don’t just ask God to bless your plans—ask Him what His plans are for your finances.
2. Know That Wealth Itself Isn’t Wrong—But Loving It Is
The Bible doesn’t condemn wealth.
Abraham, Job, David, and Solomon were all wealthy. Really wealthy in fact.
And they weren’t rebuked for having money—they were held accountable for how they used it.
The danger isn’t in having money—it’s in loving it more than God.
Jesus said in Matthew 6:24, “You cannot serve both God and money.”
One of them will take the throne in your heart.
Make sure it’s not money.
Practical step: Check your motives. Ask yourself regularly, “Why am I doing this? Am I chasing purpose or just chasing profit?”
3. Be Diligent—Hard Work Is Honored by God
Some people mistakenly think being spiritual means being passive. Not true.
Proverbs 10:4 tells us, “Lazy hands make for poverty, but diligent hands bring wealth.”
God doesn’t hand us wealth on a silver platter—He invites us to partner with Him through work, creativity, and stewardship.
Even Jesus had a profession before His ministry.
Paul made tents. Work is also a way God helps us grow spiritually.
Practical step: Identify your skills, passions, and opportunities. Then give it your best. Whether you’re a barista, business owner, or stay-at-home parent, do it as if you’re working for the Lord (Colossians 3:23).
4. Pursue Integrity Over Profit
Let’s be real: shortcuts are tempting.
Under-the-table deals, tax fudging, or “harmless” lies might seem like no big deal when the goal is financial gain. But God sees it all.
Proverbs 28:6 says, “Better the poor whose walk is blameless than the rich whose ways are perverse.”
When you honor God with integrity, even when no one’s watching, He honors you.
Practical step: Choose honesty every time. Be the person who keeps their word, pays fairly, and doesn’t compromise—even if it costs you.
5. Live Below Your Means—Even When You Don’t Have To
Culture says, “You deserve it. Upgrade. Treat yourself.”
But Scripture encourages wisdom and restraint.
Proverbs 21:20 says, “The wise store up choice food and olive oil, but fools gulp theirs down.”
In other words:
Save.
Budget.
Plan.
Just because you can afford something doesn’t mean you should.
Living below your means isn’t about deprivation—it’s about creating margin.
Margin gives you breathing room, generosity, and peace of mind.
Practical step: Track your spending. Build a budget. Set goals for saving and investing. And be okay with not having what everyone else has.
6. Avoid Debt Like the Plague
Debt can be a silent thief.
Proverbs 22:7 warns us, “The borrower is slave to the lender.”
And if you’ve ever been buried under credit card interest or student loans, you know exactly what that means.
While not all debt is sinful (think mortgages or business loans used wisely), most consumer debt is a trap that pulls you away from financial freedom.
I would argue that even mortgages and business loans should be paid off as fast as possible because you are in fact still slave to the lender.
Practical step: If you’re in debt, make a plan to get out. Snowball or avalanche method—pick one.
If you’re not in debt, stay that way.
Delay gratification now for peace later.
7. Practice Generosity—Even When It’s Hard
One of the most powerful ways to keep your heart in check as you build wealth is by giving.
Not once you’re rich.
Not when it’s convenient.
But now.
2 Corinthians 9:7 says, “God loves a cheerful giver.”
Proverbs 11:25 reminds us, “A generous person will prosper; whoever refreshes others will be refreshed.”
Generosity breaks the grip of greed and reminds you that your money isn’t just for you.
Practical step: Tithe regularly. Support missionaries, local ministries, or a struggling friend. Budget for generosity like you would for groceries.
8. Surround Yourself with Godly Wisdom
Your community matters.
Proverbs 13:20 says, “Walk with the wise and become wise, for a companion of fools suffers harm.”
Who you listen to will shape how you think about money.
Find mentors, financial advisors, or friends who align with your values.
Don’t just follow YouTube gurus promising you six figures in six months.
Look for people with fruit in both their wallets and their character.
Practical step: Read books by Christian financial experts. Join a financial Bible study or mastermind group. Be open to accountability.
9. Build Wealth with Purpose, Not Just for Comfort
Let’s be honest—money makes life easier.
But comfort should never be the ultimate goal.
As a believer, your wealth should fuel your calling.
Maybe you’re called to fund church plants, sponsor children, or launch a nonprofit.
Maybe you’re called to create jobs or teach financial literacy.
Whatever it is, your wealth is a tool for something bigger than you.
Proverbs 16:3 says, “Commit to the Lord whatever you do, and he will establish your plans.”
Practical step: Ask God to reveal your financial purpose. Journal it. Pray about it. Talk about it. Let it guide your goals.
10. Keep Eternity in View
At the end of the day, your money stays here.
You don’t take your investments, your house, or your business with you.
Jesus said in Matthew 6:19–20, “Do not store up for yourselves treasures on earth… But store up for yourselves treasures in heaven.”
This doesn’t mean you shouldn’t save or build wealth—it means you shouldn’t cling to it.
Everything we build on earth is temporary.
But what we give, how we love, and how we honor God with our money—that echoes into eternity.
Practical step: Every so often, do a heart check. Ask yourself, “Am I using my money to glorify God—or just to build my own kingdom?”
11) Develop Perseverance
When God was giving His people the land in Exodus He did it slowly over time.
Exodus 23:30 “I will drive them out before you little by little, until you have increased and are strong enough to take possession of the land.”
Why is that an important verse?
Well, for God to grow you into who He wants you to be, He will do it in His time and in His way.
I have learned over the years that some of the best things from God come “little by little”.
It’s two steps forward and one step back.
I believe He does this to make sure that His blessings actually become blessings and don’t become something that destroys us.
How many stories have there been from history (or even from the Bible) when people have gotten arrogant and self-focused because of success and it has actually hurt them?
The answer is ALOT.
So develop perseverance and trust God’s timing.
Final Thoughts: Faithful with Little, Faithful with Much
God’s not intimidated by your financial goals.
He’s not offended if you want to build a business, invest wisely, or leave a legacy for your children.
In fact, He welcomes it—if your heart stays aligned with His.
Luke 16:10 says, “Whoever can be trusted with very little can also be trusted with much.”
Building wealth God’s way isn’t about getting rich quick—it’s about becoming the kind of person God can trust with more.
So dream big.
Work hard.
Live with integrity.
Build a life—and a legacy—that honors the One who gave you everything to begin with.
You don’t have to choose between wealth and faith.
You can have both—if you’re willing to do it God’s way.
Other Scripture & Quotes on Money:
– God is in Control Bible Verses
– Bible Verses About Wealth & Prosperity
– Scriptures and Quotes about Being Grateful
God Bless,
Jason and Daniele
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